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Insights

Choosing The Neighborhood For Your New Home

Buying a home is an investment in the neighborhood as well as the house. In fact, the character and amenities of the neighborhood may be as important to the property value as the house itself. No matter what kind of neighborhood you are looking for, it is important to know its history and future when [...]

What Goes Into Your Monthly Repayment

When you are thinking of buying a home, you may wonder what your mortgage payment will look like. When you have a mortgage, you will have several different portions of your payment each month. Your mortgage payment consists of principal, interest, taxes and insurance (often abbreviated as “PITI”), and sometimes additional fees, such as homeowners [...]

4 Home Improvement Projects Best Left to the Pros

A do-it-yourself project can be an empowering way to save money, provided you know what you are doing. But making even one simple mistake could put a strain on your back or your bank account. Often, it is best to put safety first and call a professional. Here are four types of home improvement projects that are best left to [...]

11 Tips When Moving Into Your New Home

We know that moving is already a hassle, and the last thing you want to do is add more to your plate. If you put these key tasks off, though, you’re ultimately making them harder to tackle in the long run. Knock out these to-dos before moving in, and you’ll be able to enjoy life in your [...]

Which Loan is Best Suited to My Circumstances – Fixed, Variable or Split?

Fixed Rаtе A Fіxеd Rate Hоmе Loan іѕ a loan whеrе the interest rate is ѕеt fоr a сеrtаіn аmоunt оf tіmе, usually bеtwееn 1 аnd 5 уеаrѕ. The аdvаntаgе оf a fixed rate is thаt уоu know еxасtlу how muсh уоur repayments will be for thе durаtіоn оf thе fіxеd tеrm. There аrе ѕоmе disadvantages tо [...]

The Cost of Buying a Property

Buуіng a home еntаіlѕ mаnу upfront costs. Sоmе аrе paid out-of-pocket аftеr thе seller ассерtѕ your рurсhаѕе offer, whіlе оthеrѕ are раіd аt сlоѕіng. Uрfrоnt & Clоѕіng Cоѕtѕ Holding Deposit: Tо ѕhоw the ѕеllеr, уоu’rе ѕеrіоuѕ about buуіng thе рrореrtу; іt’ѕ сuѕtоmаrу tо ассоmраnу уоur purchase оffеr with а “holding deposit” сhесk. Holding Deposit is gеnеrаllу 0.25% of [...]

What Lifestyle Do You Want?

First, identify the core values and lifestyle most vital to you. Perhaps you want a walk-able, hyper-local and eco-friendly urban lifestyle. Maybe you want a quiet, rural country life. Or maybe you’re striving for a low-maintenance setup that’s conducive to frequent travel. Imagine your ideal lifestyle, both today and a decade into the future, and [...]

Your Mortgage Questions Answered…

Does the term "amortization" leave you perplexed? Are you unsure how pre-approval differs from pre-qualification?  If so, you are not alone. Here are some mortgage basics to help you get more familiar with the process. What's the difference between pre-qualification and pre-approval? Getting pre-qualified is often the first step when searching for a home. You [...]